Delinquency triage
A working demonstration for the Office of the Lieutenant Governor, built entirely from public records.
Periodically the Territory prints the names of property owners who have fallen behind and made no arrangement to pay. It isn't a reminder and it isn't a summary — in law, that printing is the notice that a property can be taken and sold at auction. The last one, published in August 2024, runs to 24,952 lines in no order but alphabetical.
This is that same list, sorted, mapped and grouped, so the money can be seen rather than scrolled. Nothing here is official and none of it is live. The version worth having runs inside the Office — secure staff logins, balances from the billing system, nothing public. This page is proof that it can be built.
377 owners account for half of everything owed. At the other end, 7,332 parcels — 29% of every line on the notice — together make up less than one percent of the money.
- Total owed
- $98,154,792
- Parcels listed
- 24,952
- Distinct owners
- 18,069
- Median balance
- $699Largest: $3,550,715
The ten largest
The ten owners carrying the most, straight from the published notice. Together they account for 11.6% of everything owed — $11,367,521 across 894 parcels and ten conversations. Watch the running total: it is the argument for triage in one column.
| # | Owner of record | District | Parcels | Owed | Running share |
|---|---|---|---|---|---|
| 1 | ROCK RESORTS INC Business / institution |
St. John | 7 | $3,830,342 | 3.90% |
| 2 | WYNDHAM ST THOMAS INC Business / institution |
St. Thomas | 843 | $1,617,416 | 5.55% |
| 3 | Virgin Islands Telephone Company Business / institution |
St. Croix | 16 | $1,016,917 | 6.59% |
| 4 | VILLE LA REINE COMMERCIAL Individual |
St. Croix | 1 | $925,089 | 7.53% |
| 5 | SUGAR ISLAND ASSOCIATES LTD Business / institution |
St. Croix | 15 | $918,577 | 8.46% |
| 6 | ARSENE MASSAC Individual |
St. John | 1 | $785,148 | 9.26% |
| 7 | R & F CONDOMINIUMS, INC Business / institution |
St. Thomas | 1 | $604,644 | 9.88% |
| 8 | M. D. M ENTERPRISES Business / institution |
St. Thomas | 1 | $569,040 | 10.46% |
| 9 | EQUIVEST ST. THOMAS, INC Business / institution |
St. Thomas | 7 | $565,810 | 11.04% |
| 10 | ST CROIX RENAISSANCE GROUP, LLLP Business / institution |
St. Croix | 2 | $534,540 | 11.58% |
Ranked by total owed across all of an owner's parcels. Names are grouped by a normalised spelling, so an owner listed two ways on the notice is counted once — which also means genuinely different people sharing a name would merge. Check any single row against the notice before acting on it.
Where the money actually sits
Two scales, each against its own maximum: the money on top, the caseload beneath. They run in opposite directions, and that inversion is the whole problem. The top row is the one that matters operationally: 6,478 separate line items, each under $250, worth $748,029 in total — every one of them carrying the same statutory notice and auction exposure as a six-figure account.
6,478 parcels
8,108 parcels
7,412 parcels
2,298 parcels
547 parcels
109 parcels
Geography
Real coastlines for all fifteen landmasses. Each dot marks delinquency by estate, and one dot is $250,000 owed — so the size of a cluster is the amount, not an intensity or a judgement. Positions come from real parcel centroids in the Territory's own viewer. The two panels share one scale; only the water between them is compressed. Worth noting: St. John and St. Croix carry almost the same dollar total ($23,106,070 against $23,248,033) across very different parcel counts — 3,657 versus 7,015.
What is on this map, and what isn't
20 of 691 estates are placed, covering $28,014,288 — 29% of everything owed. Names and coordinates come from a single sample parcel per estate on the Territory's public viewer. Owner names and mailing addresses are in those responses and are discarded on read: this is an analysis of the roll, not a contact list.
The gap is not random, which matters. Two things are missing:
- Estates outside the largest thirty. A settings change, not a problem
— the resolver takes
?top=700and would cover the whole roll in about twelve minutes. - Estates whose sample parcel ID ends in letters. Those are individually deeded condominium and timeshare units, and they sit in a different dataset that the property lookup returns nothing for. That skews the gap toward exactly the timeshare estates carrying the largest parcel counts on the notice. Picking an all-digit sample parcel for those estates fixes it.
By quarter
Quarter is the level between district and estate, and it is how people here actually say where something is — Cruz Bay, Southside, Crown Prince, Coral Bay. It is read from the estate names, so it covers the 16 resolved estates that state one: $23,824,037, or 24% of everything owed. Resolving more estates fills this in automatically.
| Quarter | Estates | Parcels | Owed | Share of what's mapped |
|---|---|---|---|---|
| Crown Prince | 2 | 572 | $6,875,251 | |
| Cruz Bay | 2 | 119 | $5,149,148 | |
| Coral Bay | 3 | 150 | $2,828,109 | |
| Little Northside | 2 | 193 | $2,305,433 | |
| Kings | 1 | 305 | $1,778,878 | |
| Southside | 2 | 161 | $1,765,038 | |
| Red Hook | 1 | 130 | $900,972 | |
| New | 1 | 54 | $796,740 | |
| East End | 1 | 83 | $751,424 | |
| West End | 1 | 12 | $673,043 |
Quarters are matched against the Territory's fixed list of them, so an estate whose name doesn't state a quarter is left out rather than guessed at.
By estate
The finest level the notice supports on its own. Characters 2–6 of every parcel ID hold steady across neighbouring parcels, which is how the roll becomes geographic without any GIS access at all: 30 of 691 estate codes hold half of everything owed. Names come from the Territory's parcel viewer where we have resolved them — 20 so far. Where a name is still missing, the last column gives the largest owner in that estate instead, which on an island this size usually places you faster than a lookup table would.
| Estate code | District | Parcels | Owners | Owed | Largest owner there |
|---|---|---|---|---|---|
| 1‑05402 | St. Thomas | 4,845 | 3,772 | $6,137,964 | EQUIVEST ST THOMAS INC |
| 1‑05204 SUBBASE 70B-2 CROWN PRINCE QUARTER |
St. Thomas | 123 | 117 | $3,982,246 | M. D. M ENTERPRISES |
| 1‑07803 | St. Thomas | 362 | 311 | $3,861,011 | WYNDHAM ST THOMAS INC |
| 3‑06002 CANEEL BAY CRUZ BAY QTR |
St. John | 1 | 1 | $3,550,715 | ROCK RESORTS INC |
| 1‑05302 JODE GADE 6 CROWN PRINCE QTR |
St. Thomas | 449 | 399 | $2,893,005 | Virgin Islands Telephone Company |
| 3‑08201 | St. John | 2,127 | 859 | $2,419,968 | SPRAUVE, VERNON & OTHERS |
| 1‑07403 | St. Thomas | 2,921 | 703 | $1,877,484 | CLUB WYNDHAM ACCESS |
| 1‑05401 DRONNINGENS GADE 35A KINGS QUARTER |
St. Thomas | 305 | 271 | $1,778,878 | GEN. SER. ADM. C/O TURETSKY |
| 2‑06500 CLIFTON HILL |
St. Croix | 79 | 78 | $1,664,600 | VILLE LA REINE COMMERCIAL |
| 1‑05404 | St. Thomas | 84 | 80 | $1,633,185 | EDRIS A HENDRICKS & PATRICIA LARSON-MUMIN |
| 3‑08102 ENIGHED CRUZ BAY QTR. |
St. John | 118 | 110 | $1,598,433 | SEWER, VICTOR & HULDA |
| 3‑08101 | St. John | 94 | 85 | $1,530,402 | HENDRICKS, ENID |
| 3‑08203 | St. John | 40 | 36 | $1,358,553 | ARSENE MASSAC |
| 1‑01103 NELTJEBERG 17/EASTERN PT LT. NORTHSIDE |
St. Thomas | 42 | 32 | $1,287,267 | R & F CONDOMINIUMS, INC |
| 1‑07302 | St. Thomas | 943 | 700 | $1,148,175 | SYMKENS, SANDY M |
| 1‑05301 SOLBERG 79-31 LT NORTHSIDE |
St. Thomas | 151 | 138 | $1,018,166 | F. K. ASSOCIATES |
| 1‑05202 CONTANT 11 3G 7BA SOUTHSIDE QTR |
St. Thomas | 134 | 121 | $964,737 | THE TARTAN GROUP, LTD |
| 3‑06503 FREEMANS GROUND CORAL BAY QTR. |
St. John | 44 | 40 | $961,589 | BATTISTE, LUCIEN & OTHERS |
| 3‑06402 EST.CAROLINA CORAL BAY QUARTER |
St. John | 64 | 60 | $944,674 | SEWER, ALBERTHA HEIRS |
| 3‑08604 CONCORDIA CORAL BAY QTR |
St. John | 42 | 38 | $921,846 | ROBERTS, BENJAMIN |
| 2‑04903 & B KING STREET |
St. Croix | 80 | 49 | $905,433 | CARVELLE HOTEL |
| 1‑07601 MARIENDAHL NO. 4 RED HOOK QUARTER |
St. Thomas | 130 | 122 | $900,972 | THOMAS, HILDA MAY |
| 3‑06702 HANSEN BAY A INCLUDNG FORMER NEWFOUND BY 1 |
St. John | 14 | 8 | $888,729 | GEORGE, ANTON & OTHERS |
| 1‑05203 70T&70U LINDBERG BAY SOUTHSIDE QTR. |
St. Thomas | 27 | 23 | $800,301 | BEACHCOMBER HOTEL |
| 1‑05604 ANNA'S RETREAT NEW QTR |
St. Thomas | 54 | 54 | $796,740 | JIM TILLET CARIB. INC |
Showing the 25 largest of 691 estate codes.
Fill in real names in ESTATE_NAMES at the top of parse.php and re-import
to have them appear here.
By district
Derived from the leading digit of the parcel ID. Verify against an official parcel map before circulating.
| District | Parcels | Owed |
|---|---|---|
| St. Thomas | 14,227 | $51,434,256 |
| St. Croix | 7,015 | $23,248,033 |
| St. John | 3,657 | $23,106,070 |
| Water Island | 53 | $366,432 |
By owner type
Classified from the owner name. Associations and timeshare entities are separated out because they behave differently in collections.
| Type | Parcels | Owed |
|---|---|---|
| Individual | 18,101 | $65,627,752 |
| Business / institution | 4,397 | $28,713,362 |
| Trust / estate | 2,028 | $3,311,500 |
| Association / timeshare | 426 | $502,178 |
Every parcel on the notice
Search by owner name or parcel ID. Sort by any column.
| Owner of record | Parcel ID | Estate | District | Balance |
|---|
What this demonstration cannot do—yet
This page was built from a published delinquency notice, not from the Tax Office's live internal systems. That means it can reveal patterns in the public data, but it cannot show the full working picture available to authorized staff.
Each limitation below also points to what a secure internal version could provide.
Current balances
Shows the balances published on August 29, 2024. Since then, additional tax years may have become due and some accounts may have changed.
Connects directly to the billing system so staff can work from current balances rather than an older public snapshot.
Payment activity
Cannot show which owners have paid, entered a payment plan, or already resolved their accounts.
Displays payment history and payment-plan status beside each account, helping staff focus on balances that still require action.
Exact property locations
Currently places 20 of 691 estates using representative parcel coordinates to show the general location of each estate.
Maps every parcel using the Office's authoritative GIS and property records, providing exact locations rather than approximate estate placement.
Contact information
Does not retain or display mailing addresses or other contact details.
Uses the contact information already held by the Office to turn delinquent balances into a practical outreach and collection worklist.
History over time
Shows one published snapshot and cannot identify which accounts were resolved, became newly delinquent, or remained unpaid across multiple periods.
Tracks changes over time so staff can see who paid, who recently became delinquent, and which accounts continue from one reporting period to the next.
Secure staff tools
Uses public data and is designed for public viewing.
Operates behind secure staff logins with role-based permissions and activity logging. The most useful version is not simply a public website—it is a working tool for the Tax Office.
What happens next
The published notice is not a summary — under 33 V.I.C. § 2496 the publication is the legal notice of an impending auction. These are the dates that follow from it. Everything here is statutory or published by the Office; only the countdown is computed.
Probate is treated differently. A property in probate, registered with the Office of the Tax Collector with a Probate or Adjudication Order, has interest and penalties waived and is excluded from final collection. On a roll with this much inherited property, that provision matters more than its length suggests.
No auction appears to be scheduled. The sales set for June 2024 were postponed indefinitely for logistical and staffing reasons, and the Office's own auction page still lists a May 2023 sale as its most recent completed one. This needs confirming with the Tax Collector before anyone relies on it — but if it holds, the notice above threatens an enforcement step that has not run in three years.